Web Reference: SmartyPig Accounts are offered through Sallie Mae Bank, Member FDIC. 1 Advertised Interest Rates and Annual Percentage Yields (APY) for the SmartyPig Account are variable and may change after account opening, are based on your account balance, apply to personal accounts only, and are accurate as of 2/12/2026. How does SmartyPig Work? SmartyPig is a unique savings program designed to help you save for specific goals. Our goal planning system not only helps you map out short-term purchases like birthday gifts or new running shoes, but also long-term savings goals like a vacation or a car down payment. SmartyPig Accounts are offered through Sallie Mae Bank, Member FDIC. 1 Advertised Interest Rates and Annual Percentage Yields (APY) for the SmartyPig Account are variable and may change after account opening, are based on your account balance, apply to personal accounts only, and are accurate as of 3/27/2026.
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